Unsecured Loan

In most cases, the loan will be an unsecured ordinary bank loan, or personal loan as it is usually called.

在多数情况下，贷款银行将抵押贷款一般，还是像一般所谓的个人贷款。

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And banks would also provide a one billion dollar unsecured loan known as an " equity bridge. "

并且,银行也将提供10亿美元的非担保贷款,即 “ 过渡性股权贷款 ”.

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Rather than have to rely on banks or other traditional lenders who require collateral for their financing, these customers can instead use Lending Club's systems to procure an unsecured loan with near-instant approval.

它们可以利用Lending Club的系统获得无担保贷款，并且几乎立即就能获批，而不用依赖银行或其他传统借贷机构。在提供融资时，传统机构一般要求对方进行抵押担保。

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If you didn't pay an unsecured credit card loan, it would give you a bad rating but your home would still be secure.

如果你不能支付不安全的贷款，你会获得差评，但你的房子是安全的。

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This can make it easier to get an unsecured loan should you need it.

这可以使其更易于获得无抵押贷款，应您的需要。

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Restricting lenders' ability to reprice an unsecured loan will cause them to stop lending or to lend less.

限制贷款机构重新定价无担保贷款的能力，将导致它们停止或减少放贷。

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With the entry of WTO, China opens RMB market to foreign banks. All kinds of bank products are launched to domestic market. Personal unsecured loan ( PUL) will be known as one of them.

随着我国兑现入世承诺，向外资银行开放人民币业务，各种各样的银行金融产品出现在国内市场，个人无抵押贷款作为其中一员将逐渐被公众了解。

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The government could realize the market requirement and make suitable policy. The local commercial banks could take as reference when they launch personal unsecured loan products and set up risk control measures.

政府可以通过本文了解市场的需求，从而制定适当的政策；国内的商业银行在开展个人无抵押贷款业务，制定风险控制措施时，也可以作为有益的参考。

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